As a recent college student/current grad student I would advise you to really consider your decisions. While many guys on here that have jobs or are in other countries that give them healthcare coverage, we sadly are not usually in that boat. Before you decide anything look at what's best for you, not just some guy on here's fantasy. Take some time and look into health issues and maybe Pre-exposure meds if you want to keep BBing and are worried about the consequences.
Also just to add my voice to the chorus, more guys covert from "neg" guys that are really just unmedicated than undetectable. It's a better idea to assume all are Poz and unmedicated. Best of luck with what you decide.