I'm gonna have to fact-check you on this one. SSL encryption is EXTREMELY difficult to break and takes MASSIVE amounts of computing power. We're talking on the level of it taking hundreds, millions or even billions of years to crack with current computing technology based on the size of the key. This is why your over-the-net credit card transactions aren't being compromised every day.
SSL's vulnerability is when the host (web site) is not properly secured and someone gains the private key or if the client (your computer) is not properly secured. When commercial web sites are leaking credit card data, it's typically because they haven't properly secured their systems and someone gets in that way. It's not because SSL was broken.
